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4X by UY4XAustralia to Pakistan

Money moves
right.

4X is the money-transfer service we’re building in Australia, so that sending money to family shows the rate, the fee and what arrives, together. Pakistan is our first planned corridor.

See how 4X will work View transfer demo

Preparing for launch. Real money transfers and customer accounts are not available yet.

Your transfer

Example

Illustrative figures only. Not a live quote.

AUD
PKR
Example exchange rate
1 AUD = 185.50 PKR
Example transfer fee
5.00 AUD
Total including fee
1,005.00 AUD

Transfers are not available yet.

4X today

Where 4X stands.

A plain account of what is and isn’t available while we prepare for launch.

  • First corridor

    Australia to Pakistan, sending AUD and receiving PKR.

  • Money transfers

    Not available yet. 4X is preparing for launch.

  • 4X accounts

    Not available yet. No customer accounts are open.

  • Transfer demo

    A walkthrough with fictional figures. No money moves.

    Open the demo

How it works

The important details.
In plain sight.

Our planned transfer experience starts with a clear view of what you send and what arrives.

Illustrative process · Service in development

  1. Set your amount

    Start with the amount in Australian dollars.

  2. See the breakdown

    View the exchange rate and transfer fee in one place.

  3. Review the recipient amount

    See the corresponding amount in Pakistani rupees.

Compare Rates

Compare before you send.

A clear view of rates, fees and recipient amounts for Australia to Pakistan. Verified provider quotes are being prepared.

Explore Compare Rates
AUD

Enter a positive amount, with up to two decimal places.

Australia → Pakistan

AUD → PKR

Providers are not ranked.

No verified quotes are available here yet. Check each provider for a current quote for your selected amount.

  • 4X

    Preparing for launch
    Rate · PKR per AUD
    Not available
    Transfer fee
    Not available
    Recipient gets · PKR
    Not available
    4X pre-launch
    Quote details for 4X
    You send
    1,000.00 AUD
    Quote type
    Not confirmed
    Last checked
    Not yet verified
    Payment method
    Not confirmed
    Delivery method
    Not confirmed
    Fee handling
    Not confirmed
    Total you pay
    Not available
    Source
    No 4X quote available

    4X is not operational. No rate or fee is quoted.

    4X is preparing for launch. No 4X quote is available.

  • Western Union

    Live feed pending
    Rate · PKR per AUD
    Not available
    Transfer fee
    Not available
    Recipient gets · PKR
    Check provider
    Check provider
    Quote details for Western Union
    You send
    1,000.00 AUD
    Quote type
    Not confirmed
    Last checked
    Not yet verified
    Payment method
    Not confirmed
    Delivery method
    Not confirmed
    Fee handling
    Not confirmed
    Total you pay
    Check provider

    No verified quote is available here for this amount.

    No verified quote is available here. Check the provider for eligibility, payment and delivery options, fees and any promotional conditions.

  • Remitly

    Live feed pending
    Rate · PKR per AUD
    Not available
    Transfer fee
    Not available
    Recipient gets · PKR
    Check provider
    Check provider
    Quote details for Remitly
    You send
    1,000.00 AUD
    Quote type
    Not confirmed
    Last checked
    Not yet verified
    Payment method
    Not confirmed
    Delivery method
    Not confirmed
    Fee handling
    Not confirmed
    Total you pay
    Check provider

    No verified quote is available here for this amount.

    No verified quote is available here. Check the provider for eligibility, payment and delivery options, fees and any promotional conditions.

  • Wise

    Live feed pending
    Rate · PKR per AUD
    Not available
    Transfer fee
    Not available
    Recipient gets · PKR
    Check provider
    Check provider
    Quote details for Wise
    You send
    1,000.00 AUD
    Quote type
    Not confirmed
    Last checked
    Not yet verified
    Payment method
    Not confirmed
    Delivery method
    Not confirmed
    Fee handling
    Not confirmed
    Total you pay
    Check provider

    No verified quote is available here for this amount.

    No verified quote is available here. Check the provider for eligibility, payment and delivery options, fees and any promotional conditions.

  • OFX

    Live feed pending
    Rate · PKR per AUD
    Not available
    Transfer fee
    Not available
    Recipient gets · PKR
    Check provider
    Check provider
    Quote details for OFX
    You send
    1,000.00 AUD
    Quote type
    Not confirmed
    Last checked
    Not yet verified
    Payment method
    Not confirmed
    Delivery method
    Not confirmed
    Fee handling
    Not confirmed
    Total you pay
    Check provider

    No verified quote is available here for this amount.

    No verified quote is available here. Check the provider for eligibility, payment and delivery options, fees and any promotional conditions.

Rates and fees can change and may depend on payment method, delivery method, customer eligibility and promotional offers. Confirm the final quote with the provider before sending.

Third-party provider names and trademarks belong to their respective owners. UY4X is not affiliated with them unless specifically stated.

Our principles

Built around the essentials.

Clarity in every number.

The exchange rate, fee and recipient amount should be easy to understand, together.

Care in every detail.

Security and privacy are priorities guiding how we design the service.

Simplicity at every step.

A focused transfer experience, with clear information where it matters.

4X

Pakistan first.
More connections in view.

Our first intended corridor is Australia to Pakistan. We’re exploring more destinations while building the foundations for launch.

Explore planned destinations

4X Retail Agents

Help your community send money, in person.

A future programme for eligible Australian shops and local businesses.

Register your interest

Bank4X

Banking without interest.
Built around people.

Our vision is to build a 100% Sharia-compliant, digital-first bank for Pakistan.

Explore Bank4X

AI Strategy for SMEs

Your website and app.
Looked after.

Two managed services: your business website and an iPhone and Android app. Design, hosting and ongoing care, with scope and a clear monthly price agreed first.

Built in Australia. Designed around your business.

Explore AI Strategy for SMEsDiscuss your project

Practical technology, from idea to operation.

  • Managed business websites
  • Managed iPhone & Android apps
  • Hosting, updates & support

Technology services for businesses. Separate from 4X, our money-transfer service, which is preparing for launch.

Our Mission

The mission is the boss.

Make financial life easier. Connect families, support enterprise and make principled choices easier to access.

Read our mission