Clear answers. From the start.

UY4X is an Australian financial technology business and the parent brand of 4X, AI Strategy for SMEs and Bank4X. 4X is preparing money transfers from Australia, starting with Pakistan. AI Strategy for SMEs accepts business enquiries, and Bank4X is a separate proposed banking venture.

Pakistan is the first intended corridor from Australia. Additional destinations are planned or under assessment, not available. Explore planned destinations.

No. Transfers are not available through this website. The service is preparing for launch.

The intended initial service uses Australian dollars (AUD) for sending and Pakistani rupees (PKR) for receiving.

The financial journeys are non-live previews and do not move money or provide customer account access. The separate AI Strategy enquiry and retail-agent expression-of-interest forms send enquiries when configured.

The intended experience shows the transfer fee separately and displays the total before confirmation. Current figures are examples only. View the illustrative breakdown.

The planned breakdown shows how much PKR corresponds to 1 AUD, alongside the sending and recipient amounts. Figures in the transfer demo and illustrative breakdown are fixed examples. Compare Rates provider feeds are pending. Live 4X pricing is not available.

The future process is intended to ask for sender and recipient information needed to carry out a transfer, including any required identity information. Exact requirements have not been finalised. Please do not provide identity documents or real recipient details through this website.

Payout methods and delivery arrangements are still being finalised. Supported methods will be explained before the service becomes available.

Transfer times and transaction limits have not been confirmed. This website does not promise delivery times or publish operational limits.

No. Bank4X is a proposed venture, not yet a licensed or operational bank. Accounts, deposits and financing are not available, and no launch date is confirmed.

The programme is not operating yet. You can register your interest for future consideration. This is not an appointment or permission to process transfers.

No. Initial origination is planned from Australia only. Incoming-to-Australia and Pakistan-origin services are not available and have no announced launch date.

Use the AI Strategy enquiry form for business technology projects, or the Retail Agents form to express interest in the future programme. General 4X support channels are being prepared.